Getting car insurance as a military family is very different than getting car insurance as a civilian. Here are a few things you should know if you’re a military family looking for car insurance.
- How car insurance for military families is different
- Car Insurance for veterans
- Car Insurance for military spouses
- Car Insurance for military children
How car insurance for military families is different
Car insurance for Military families can get through a program called Tricare. The enrollment process is a little bit different than civilian car insurance. You must meet strict qualifications first before you can take advantage of this insurance. Military families must be stationed at a military installation, must be enrolled in Tricare, and must have a valid military I.D.
It’s also important to understand the benefits you can get with Tricare. These include discounts on gas and utilities. Additionally, Tricare can help families in financial trouble. If you get into financial trouble, you can use the money from Tricare to pay off debts and provide money for utilities. Get more information about car insurance for military families.
Car Insurance for veterans
One of the benefits of being a veteran is a favorable car insurance rate. If you’re a veteran or have a veteran in your family, this can help you get the best car insurance rates available. But before you rush out to purchase car insurance, make sure your life is secure. You can work on that by asking your vet buddies if they’re getting car insurance. Or, you can ask your local veterans’ organizations if there are any programs for you.
Getting car insurance as a first responder Every first responder can qualify for a discount on car insurance premiums. This includes police, firemen, and medical personnel. How To Get Car Insurance for Your Family Here are some things you should know if you’re a military family looking for car insurance.
Car Insurance for military spouses
Even with your husband or wife’s career in the military, car insurance is very important, as spouses need to drive as a way to get to work, make other appointments, or for fun, and some military spouses cannot get their license until they move into their spouse’s new duty station. Some insurance companies have special policies to help spouses with this.
Car Insurance for Military Spouses If your spouse is currently on active duty in the military, but you’re moving into your spouse’s new duty station, be sure you’ve also discussed whether you want to purchase or lease a car. Not all military spouses can get a car loan, so they will have to buy or lease a car. Rental Car Insurance for military families If you decide to rent a car for a few days, make sure to buy rental car insurance.
Car Insurance for military children
If you’re a parent of a child who has to have car insurance, you’ll have to get their insurance through your own personal policy. There are some serious drawbacks to this, so make sure you’re comfortable with them before you go ahead and do it. For example, your military ID card is not accepted at the company ID booth, so you’ll have to bring your driver’s license with you. You’ll also have to re-register your children in your policy before your spouse goes on deployments. How much can a child ride? Some states require children under age 16 to sit in the front seat.
You can get a special permit for your child to ride in the front seat with you, but it does come with additional fees and training that you’ll have to take. What do I tell my insurer?
For more car insurance for Military families, visit Military Car Insurance.