Chevy Trailblazer Insurance Rates

The Trailblazer is a small crossover with an above-average anticipated insurance premium. The average cost for the Chevy Trailblazer insurance rates is $171 per month, or $2,052 per year, which is roughly $750 higher than the national yearly average. With a $20,000 base price in 2021, the yearly insurance cost-to-base car price ratio is 10%, which is higher than the national average of 4%. 

How do I compare insurance for Chevy Trailblazer?

Chevy Trailblazer Insurance Rates - Chevrolet Logo

Because of the features, size, and basic coverage requirements of this car, you may be able to save money on insurance. The actual cost-effectiveness of the new model’s features, however, is uncertain. Features that may result in cost reductions include:

  • Body type. The 2021 Trailblazer boasts a crossover frame and older models keep a mid-size SUV body. Both body types are some of the cheapest for insurance in general.
  • Fuel. In the 2021 model, this sporty car gets approximately 26 miles per gallon in the city and 30 miles per gallon on the interstate. This grade is greater than you may expect for other SUV models. Furthermore, it outperforms earlier Trailblazer models, which get 12 mpg in the city and 16 mpg on the highway.
  • Engine power. The 2021 model will feature 137 to 155 horsepower, which is less engine power than the 2009 model. Less engine power can mean lower insurance rates.
  • Theft rates. The Trailblazer’s theft rate ranges from 1.5 to 2.5 vehicles stolen per 1,000 manufactured throughout all model years. That is about half the average theft rate for all cars, which is 3.6 thefts per 1,000.
  • Insurer options. You should have your pick of insurance companies with this popular vehicle and manufacturer. That means you can shop around for the best value.
  • Maintenance. On auto repair reporting sites, older Trailblazers have received a higher number of repair complaints than comparable Chevrolet vehicles. Its most significant repair was transmission failure in the 2005 model, which often cost owners more than $2,000 to fix.
  • Coverage. If you own an older model, you might consider forgoing extras like comprehensive coverage to save money for a newer vehicle. You might also want roadside assistance if things go wrong and you need help on the road. Otherwise, you can stick to what’s required by your car loan.
  • Warranty. The 2021 Trailblazer comes with a limited warranty for three years or 36,000 miles, plus one scheduled maintenance visit. It also extends a powertrain warranty and roadside assistance for five years or 60,000 miles.

Does the Chevrolet Trailblazer qualify for discounts?

Yes, you should qualify for multiple safety discounts with these safety features:

  • Airbags
  • Antilock brakes
  • Antitheft system
  • Daytime running lights

How reliable is the Chevrolet Trailblazer?

The Trailblazer’s overall dependability may be improved. On earlier versions, this car receives normal or poor crash test scores, has average long-term reliability, and has many recalls. These safety features may result in a higher auto insurance rate.

  • Safety. The Insurance Institute for Highway Safety gave older vehicles low to acceptable ratings for front and side collisions (IIHS). Despite the fact that the 2021 model has not yet received any crash test ratings, keep in mind that newer automobiles have additional safety features.
  • Reliability. J.D. Power gives older models, such as the 2009 Trailblazer, a dependability rating of 3 out of 5 stars. Except for gearbox difficulties with 2005 models, most automobile complaints revolve around minor issues such as faulty fuel gauges.
  • Recalls. The newest models haven’t seen any recalls, as of May 1, 2020. However, the older Trailblazers have seen several recalls on power windows. Fluid leaking into power window wiring could cause a short circuit or even fire. In addition, other recalls included overheating headlights, improper windshield mounting, and leather seats that could interfere with airbag sensors.

Should You Buy A Chevy Trailblazer?

The Trailblazer has low to standard coverage requirements and is a less expensive car to insure in general. However, its poor performance in crash tests may result in higher rates than is typical for this sort of car. You may save money by browsing around for auto insurance quotes or researching prices for a different vehicle.

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