Mini Countryman Insurance Rates

The estimated cost of Mini Countryman insurance rates is about $1,680. The Countryman SE? Going with the basic Countryman model means paying $130 a month or $1,560 year for insurance. Your real cost may be higher or less, based on your driving record, driving miles, age, credit score, and other variables.

How to compare insurance for the Mini Countryman

Mini Countryman Insurance Rates - Mini Countryman Logo

Examine these details while evaluating your Mini insurance options:

  • Price. One major motivating element when purchasing insurance is the cost. Its excellent safety, compact body, and low theft rates make it somewhat more costly than usual.
  • Minimum coverage. Insurance plans must satisfy the minimum insurance requirements for your state. For a mid-range brand like Mini, increasing your insurance maximums is a smart option.
  • Coverage add-ons. The Mini Countryman is more susceptible to damage since it’s smaller than a full-size SUV or vehicle. Consider additional coverage like uninsured motorists and collisions. Additionally, extensive coverage is a worthwhile add-on to think about.
  • The Manufacturer offers or other discounts. 24-hour roadside assistance is included if your Mini Countryman is still under warranty. Most Mini dealerships provide a loaner vehicle to customers who have to have their car in the repair.

What factors affect car insurance for the Mini Countryman?

Insuring a vehicle like the Mini Countryman seems inexpensive, but insurance companies consider that tiny cars tend to suffer the most damage in an accident. So, you may not see the ultra-low rates you were expecting.

Over-priced vehicles cost more to purchase and insure. Mini vehicles may cost more to insure than a Toyota or Honda, and the Countryman is more expensive than a Clubman. The Mini Countryman has a variety of standard safety features that help you save on your premium.

Even while the hybrid Countryman is a little more expensive to buy, it tends to be cheaper to insure. If you drive a hybrid, you may save money on your insurance if you go eco-friendly.

Driver factors

Furthermore, additional variables that influence your auto insurance prices include:

  • Your age, gender, and marital status
  • Your credit score
  • Your driving record
  • Whether you own your home
  • Where you live
  • The driving records of other people you put on your policy

Does the Mini Countryman qualify for discounts?

The Mini Countryman has a variety of safety features that may help you save on your vehicle insurance rate, such as:

  • Airbags
  • The 4-wheel anti-lock braking system
  • 4-wheel disc brakes
  • Brake assist
  • Electronic stability control
  • Daytime running lights
  • Traction control
  • Rear-park distance control
  • Rearview camera

Reliability and safety ratings for the Mini Countryman

Overall, the Insurance Institute for Highway Safety offers the Mini Countryman a favorable safety rating, but its headlights get a mediocre grade due to restricted brightness choices.

It earned a 3 out of 5 star JD Power dependability rating, however its JD Power ratings are not yet accessible.

The Countryman tends to perform well in crash testing, even though it may suffer more external damage than a bigger vehicle.

The Countryman is also safe. Some 2017 SE Countryman owners have reported alignment difficulties and other unforeseen problems.

Mini Countryman series maintenance

And while your Mini Countryman is smaller than many other cars, it is not cheap to fix it. Choosing to have an independent business fix your Mini is often a better bargain.

  • An oil change for your Mini Countryman could cost you around $100.
  • The average cost of a brake pad replacement for a Mini Countryman is around $190 per axle.
  • These cars average 24 mpg in the city and 33 mpg on the interstate. Even though these statistics are modest, they are better than most SUVs and pickup vehicles.

What about maintenance for the Countryman SE?

The Countryman SE is simpler to maintain. It’s less time-consuming to replace the oil in your Mini Cooper SE Countryman than it is to do it in a vehicle that constantly runs on gasoline. Because they generally encounter less heat and friction, brake pads seldom need changing.

Maintenance for hybrid cars involves taking it to a dealership or technician to have work done, since its electric components make it completely different from normal gasoline engine maintenance.

About the Mini Countryman

This is a hatchback small crossover SUV that blends the characteristics of a compact sedan and an SUV. The Countryman was the first model of this kind to be released by Mini, and it got mixed reviews on whether it met expectations of “mini” stature.

Chevrolet and PSA Peugeot Citroën worked together to produce a small car’s powertrain. However, Mini has since been acquired by BMW, which may be one of the reasons why it is so costly to maintain.

Insurance costs and maintenance expenses are more with the SE variant, while the Countryman comes with cheaper insurance rates.

Bottom line

Even if the Countryman is compact, it’s more expensive to insure and keep. However, unlocking discounts with your pro may help you save a few dollars each month on your premium.

Using quotes from various insurance providers may help you choose the greatest balance of value and coverage for your Mini Countryman.

Checkout our other vehicle rate reviews.