How Much Is Subaru WRX Insurance?

According to our estimations, the average monthly or yearly cost of Subaru WRX insurance is around $144. However, your pricing may differ depending on criteria such as your yearly mileage, driving history, and location. With so many providers and coverage choices available, shopping around is essential to ensuring you’re receiving the best value.

How to compare Subaru WRX insurance?

How much is Subaru WRX Insurance Rates - Subaru Brand Logo

Automobile insurance shopping may be unpleasant, and that’s before you consider the cost. After budgeting for monthly car payments, maintenance fees, petrol, and other expenses, the last thing you want to consider is auto insurance rates. However, because coverage is mandated in virtually every state, you are limited in your options.

Additionally, vehicle insurance may protect you from the unexpected and give you peace of mind both on and off the road. While you cannot avoid getting coverage, if you play your cards well, you may drastically reduce the cost. What you should know is the following:

  • Price. Due to the fact that policies differ according to provider, region, and other factors, it is important to use the same information for each quote. This enables you to compare equivalent policies and rates.
  • Deductible. Insurance plans with higher deductibles typically have lower rates, whereas policies with lower deductibles have higher premiums. Choose a monetary amount that is within your budget.
  • Minimum coverage. Minimum coverage requirements vary by state, so you’ll want to verify that the insurance you’re contemplating meets your state’s minimum requirements.
  • Additional coverage. Consider getting additional coverage while looking for insurance. If you do, be sure to mention it in your request for bids so that you can get more accurate quotes.
  • Extras. When looking for insurance, you may encounter extra options such as accident forgiveness or a deductible that disappears. Consider if these added features are necessary.
  • Restrictions. Ascertain the existence of any exclusions or limits in your insurance to avoid coverage gaps or rejections.
  • Manufacturer offer or loyalty discount. Determine whether your manufacturer offers unique promotions or rewards for loyalty as a consequence of its relationship with insurance companies.
  • Warranty. Determine the coverage provided by your manufacturer’s or extended warranty to avoid paying for duplicate insurance.

What variables impact the price of Subaru WRX insurance?

When insurance companies calculate your premium, they consider a range of variables. While driver and location-specific factors may have an effect on your chance of getting involved in an accident and the cost of repairs, the car you choose has a much bigger impact. Insurance costs for the WRX are competitive with those for comparable vehicles.

  • Body type. The Subaru WRX is a sedan designed for commuting and other low-risk driving, which should help keep insurance rates low.
  • Type of car. While the WRX is a sedan, it has a powerful engine and a sports tune that allows for more adventurous driving. As a result, the cost of insurance may rise.
  • Theft. The WRX is a sedan, which is the most often stolen vehicle type. This might lead to an increase in insurance rates.
  • Repairs. The WRX has rather high repair costs, which may quickly add up if you misuse your vehicle. With this in mind, insurance premiums may be higher than usual.
  • Safety ratings. The Subaru WRX has near-perfect crashworthiness ratings, which may result in a lower insurance premium.
  • Fuel type. In comparison to diesel and hybrid vehicles, gasoline-powered vehicles are less expensive to insure. Rates may be cheaper because the WRX is a gas-powered vehicle.
  • Trim & packages. If you choose trims or options that increase performance or overall value, your premiums may be hiked. Nonetheless, visibility and safety enhancements may be eligible for vehicle insurance discounts.

Is the Subaru WRX eligible for discounted auto insurance?

If your Subaru WRX has specific safety features, you may be able to save money on auto insurance.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Subaru WRX dependability and safety ratings

The Subaru WRX has been built in five versions since 1992. Compact cars are well-known for their strong engines and nimble handling. The Subaru WRX is the company’s high-performance Impreza model.
According to the United States J.D. and News The 2018 Subaru gets a perfect 10/10 safety rating. Furthermore, this vehicle received near-perfect ratings in virtually all crash test categories and was designated the IIHS’s Top Safety Pick.

According to US News & World Report and J.D. The 2018 WRX’s reliability rating is a little below-average 2.5/5. This might be due to a greater than usual repair frequency and a high average repair cost.
Subaru WRX service.

The Subaru WRX was designed as a rally car, which means it was built for performance. These automobiles are lethal.

Subaru WRX repairs

The Subaru WRX was designed as a rally car, which means it was built for performance. These vehicles are less reliable than standard vehicles and may require frequent maintenance if driven off-road or for lengthy periods of time. Even if you take proper care of your WRX, it’s important to bring it in for regular maintenance to guarantee everything works properly. Here’s everything you need to know.

  • Subaru suggests scheduling maintenance every six months or 6,000 miles, whichever comes first. The initial appointment would include engine oil and filter replacement, a check of various components, and battery servicing.
  • Oil changes should cost between $75 and $150, however the precise amount may vary based on service provider.
  • The average annual repair cost for the WRX is more than $650, which is more than the average for comparable vehicles.
  • The WRX should be serviced every 6,000 miles or six months, whichever comes first. To establish the extent of each service, see your dealer or your owner’s manual.

Is an extended warranty for the Subaru WRX worth it?

The WRX is covered by Subaru’s New Car Limited Warranty for three years or 36,000 miles on defective OEM components and servicing. A 5-year/60,000-mile powertrain warranty, a 3-year/36,000-mile Limited Guarantee on Wear Items, a 5-year rust guarantee, and three years/36,000-mile roadside assistance are all included.

Subaru’s Added Security program offers a variety of extended service contracts and maintenance choices. They come with a 7-year, 100,000-mile guarantee. Contact your dealership for additional information on any of these programs. Subaru’s have worse reliability ratings than the typical car and are designed for performance, so you might want to look into one of the programs.

Should you buy a Subaru WRX?

The WRX (World Rally eXperimental) is a four-door performance sedan that was designed originally as a rally car. While the WRX has an amazing variety of safety and driver aid technologies, it is extremely unreliable. Maintenance is required more frequently than in comparable vehicles, and repair costs may be significant.

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