Volvo Insurance Rates

When calculating the cost of insurance, insurance companies consider a number of vehicle-related factors, such as the vehicle’s safety rating, the danger of theft, replacement pricing, and general damage susceptibility.

How a Volvo affects the cost of insurance

Volvo Insurance Rates - Volvo Logo

Volvo’s high safety ratings help to keep insurance prices low. However, expect to spend a premium if you buy a higher-end Volvo.

Furthermore, the model, mileage, and trim package all have an impact on the cost of insurance. Personal factors such as driving history, credit score, and age are also taken into account.

Because of Volvo’s excellent safety record, insurance firms enjoy ensuring the brand’s vehicles. You should have little trouble getting insurance.

Volvo car insurance rates by model

Pros and cons of insuring a Volvo


  • Great safety ratings
  • Low theft rates


  • Some higher-priced models come with higher-priced insurance

About the Volvo brand

Volvo, headquartered in Sweden, began producing automobiles in 1927. Volvo Cars were sold to Ford Motor Company in 1999, and it is now controlled by China’s Geely Holding Group.

Volvo manufactures premium vehicles, especially models marketed as among the safest on the market. The manufacturer’s vehicles are widely respected for their fuel economy and are frequently considered top-tier family vehicles.

What’s Volvo In-Car Delivery?

Volvo has teamed up with Amazon to offer Amazon purchases directly to its drivers’ cars. Select the in-car delivery option at checkout and have your purchases delivered to your Volvo via Volvo On Call and the Amazon Key app.

Download the Amazon Key app on your smartphone and follow the instructions to connect your Amazon Prime account to your Volvo On Call account and begin shopping. For models 2015 and newer, in-car delivery is available.

What’s Care by Volvo?

Volvo’s vehicle subscription program allows you to lease a new Volvo for $700 to $750 per month. The vehicle of your choice will be delivered to your house within two weeks, and servicing includes maintenance, excess wear, new brakes, and wiper blades, tires, roadside assistance, and insurance for all qualified drivers. Liberty Mutual underwriters insurance.

Every year, you can upgrade to a new or different model; currently available models include the XC40, XC60, XC90, and S60. Because the service is similar to a lease, expect annual mileage restrictions of 15,000 miles, with additional costs for each mile driven over the threshold. California, Florida, Hawaii, Mississippi, North Carolina, North Dakota, New York, and South Dakota do not have access to the service.

Volvo car facts

  • Volvo is all about safety, which saves you money on insurance. Because the automobiles are safer, they are involved in fewer accidents and have less claims.
  • Despite the fact that Volvo produces high-priced models, many of its vehicles are in the mid-price category. This also contributes to lower insurance costs.
  • Volvos are also among the least-targeted brands by auto thieves, which lowers insurance costs.

Bottom line

Volvo’s excellent safety ratings contribute to lower insurance costs. However, be sure to look around for the best auto insurance for you.

For additional car insurance review, visit our review of Toyota Insurance Rates.